Published on : 01 November 20195 min reading time
All land motor vehicles in France must be covered at least by civil liability insurance. This rule applies to any owner wishing to use public roads. Thus, several possibilities of offering car insurance contracts can be found with insurance agencies. But there are still several ways to subscribe to such coverage.
All you need to know about car insurance
Motor insurance has been compulsory since 1958. This rule is governed by the Highway Traffic Act and the Insurance Code. Indeed, any rolling car in France on public roads must be insured. In the event of an infringement, the person concerned will have to pay a fine or even undergo a suspension of the driving licence for a period of 3 years. At worst, the vehicle in question could also be confiscated. In addition, the main interest of motor insurance is to be able to be covered for material and/or bodily damage caused to others. However, depending on the contract chosen, the subscriber may also benefit from other coverages such as property damage, personal injury, etc. It should be noted that not all the contracts that an insurance agency can offer are equivalent. In order to be effectively covered, it is important to remain very vigilant when making the choice, otherwise you may regret it later. Hence the interest of using an online insurance comparator. Precisely, www.assuranceendirect.com/ offers this type of device that will facilitate the identification of the best conditions of engagement in France. At any time, it is possible to access it. This will not require any obligation. At least we will have found the one that best meets his expectations and is in line with the budget set aside.
Why take out online insurance?
Currently, it is quite feasible to purchase car coverage online in advance. This process is increasingly appreciated for its many advantages. Due to lack of time, many are penalized for not having insured their vehicles in time. But it’s not that we didn’t want to. The nearest agency is not that close. As a result, some are obliged to minimize this obligation. Currently, online subscription promises to save time. The Internet is accessible to all. Even if you stay at home, you can find in just a few minutes a site that takes care of all the tasks to be done. In addition, a free quote is available as well as a comparison of the best offers. Thus, the difference in rates will be noticed as quickly. Then, we can contact the agency that offers the desired solution. Again, it is no longer necessary to make a whole trip. The steps can be carried out by staying connected. For more information, a customer service is available at each site.
Is it legitimate to insure a car without a licence?
Anyone can own a car, even without a driver’s license. However, the registration document cannot therefore be in the name of the owner. The latter will not also be able to insure it. Admittedly, to be able to benefit from a registration certificate, you must have a driving licence that conforms to the category of the car in question. In fact, before registering the car, you must insure it. The solution would therefore be to put the registration document in the name of a third party and ensure it at the time. Be careful though. It is best to report the situation to the insurer. The decision to insure or not the vehicle is his. In fact, a driver must be aware of the importance of such coverage. There are three main types of contracts to choose from. One of them will surely correspond to everyone’s preferences. These include third party insurance, enhanced third party insurance and all risk insurance. Online, however, it is quite possible to purchase car insurance without a licence.
Cancel your car insurance contract and insure without a licence online
The case of a vehicle without a permit is increasingly being implemented. This is a type of car that particularly concerns older people or those who have suffered several failures during a driver’s licence passage. The other contingencies where an automobile owner does not have a driver’s licence to insure his property is that he has been sanctioned or lost it. For the first option, a type of insurance contract is offered, but at a fairly high price. In the second option, it will be necessary to declare a loss or resolve the situation under all possibilities. Otherwise, an existing law allows termination after the first anniversary date of a contract without the need for a reason. The solution of a cancelled car insurance is to access an online site. In just a few minutes, the most affordable offer will be selected following a free quote. A great advantage of online devices is that they make it easier for Internet users to search for information, regardless of their situation.
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